数据集:

mstz/heloc

中文

HELOC

The HELOC dataset from FICO. Each entry in the dataset is a line of credit, typically offered by a bank as a percentage of home equity (the difference between the current market value of a home and its purchase price). The customers in this dataset have requested a credit line in the range of $5,000 - $150,000. The fundamental task is to use the information about the applicant in their credit report to predict whether they will repay their HELOC account within 2 years.

Configurations and tasks

Configuration Task Description
risk Binary classification Will the customer default?

Usage

from datasets import load_dataset

dataset = load_dataset("mstz/heloc")["train"]

Features

Feature Type
estimate_of_risk int8
months_since_first_trade int32
months_since_last_trade int32
average_duration_of_resolution int32
number_of_satisfactory_trades int16
nr_trades_insolvent_for_over_60_days int16
nr_trades_insolvent_for_over_90_days int16
percentage_of_legal_trades int16
months_since_last_illegal_trade int32
maximum_illegal_trades_over_last_year int8
maximum_illegal_trades int16
nr_total_trades int16
nr_trades_initiated_in_last_year int16
percentage_of_installment_trades int16
months_since_last_inquiry_not_recent int16
nr_inquiries_in_last_6_months int16
nr_inquiries_in_last_6_months_not_recent int16
net_fraction_of_revolving_burden int32
net_fraction_of_installment_burden int32
nr_revolving_trades_with_balance int16
nr_installment_trades_with_balance int16
nr_banks_with_high_ratio int16
percentage_trades_with_balance int16